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20% OFF*
your first order when you open a

With HomePay you can shop online and pay later, so you can get the things you need most, today.

^Apply Now

Representative 39.9%APR Variable

Credit is subject to status. Terms and conditions apply^

Spread the cost

Spread the cost
to suit you

Only pay when you›re 100% happy

Only pay when you're 100% happy+

Simple online application

Simple online application

60 day return period

60 day return period**

Pay by Direct Debit

Pay by Direct Debit

†If you choose to spread the cost by using a HomePay account, it will cost you more and take you longer to pay off than if you pay for the items in full.


*20% off your first order when you open a HomePay account. Discount applies to all products (excludes sale and clearance). Can only be used once. Subject to a successful credit application, discount will be applied at checkout. It cannot be used in conjunction with any other offer. Offer available to new credit customers and existing non-credit customers switching to a credit account.

+We’ll send your first statement within 28 days of opening your account and every 28 days thereafter, which will explain how much you’ll need to pay and when.

**Where supplementary delivery charges apply these are clearly detailed on the product pages and in your shopping basket prior to placing your order. This offer is only available to individuals residing in the UK and for delivery to UK addresses. The offer is only available to new Home Essentials accounts registered from 30th April 2020 and you must place an order for the offer to be validated. Offer is only valid for accounts set up on the internet and not over the telephone.

JD Williams & Company Limited trading as Home Essentials. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register VAT Registration Number: 148 8796 03

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