Why open a Home Pay account?

Take your time

Get what you need and spread the cost when it suits you

Money-saving offers

Only for Home Pay account holders

Instant decision

when you apply

Stay in control

Your online account will help you stay on top of things – track your spending, make payments and check your available spend

When you chose to pay later, we’ll send you a statement every 28 days telling you how much to pay and when. If you don’t pay the full statement balance, by the payment due date shown on your statement, interest will be charged on the balance left over.

If you only pay the minimum each statement, it will take longer to pay off what you owe and cost you more in interest. You will receive your first statement within 28 days of opening your Home Pay account.