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Home Pay

Update your home

Pay £0 upfront on all
orders with Home Pay

Representative 44.9% APR variable

Credit is subject to status. T&Cs apply.

Why open a Home Pay account?

Take your time

Take your time

Get what you need and spread the cost when it suits you

Money-saving offers

Money-saving offers

Only for Home Pay account holders

Instant decision

Instant decision

when you apply

Stay in control

Stay in control

Your online account will help you stay on top of things – track your spending, make payments and check your available spend

When you chose to pay later, we’ll send you a statement every 28 days telling you how much to pay and when. If you don’t pay the full statement balance, by the payment due date shown on your statement, interest will be charged on the balance left over.

If you only pay the minimum each statement, it will take longer to pay off what you owe and cost you more in interest. You will receive your first statement within 28 days of opening your Home Pay account.

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Home Pay credit is provided subject to status by JD Williams & Company Limited Trading as Home Essentials. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES. Registered number 178367. Authorised and regulated by the Financial Conduct Authority. Over 18s and UK residents only.