Update your home
Pay £0 upfront on all
orders with Home Pay
Representative 39.9% APR variable
Credit is subject to status. T&Cs apply.
Why open a Home Pay account?
Take your time
Get what you need and spread the cost when it suits you
Only for Home Pay account holders
when you apply
Stay in control
Your online account will help you stay on top of things – track your spending, make payments and check your available spend
When you chose to pay later, we’ll send you a statement every 28 days telling you how much to pay and when. If you don’t pay the full statement balance, by the payment due date shown on your statement, interest will be charged on the balance left over.
If you only pay the minimum each month, it will take longer to pay off what you owe and cost you more in interest. You will receive your first statement within 28 days of opening your Home Pay account.
Home Pay credit is provided subject to status by JD Williams & Company Limited Trading as Home Essentials. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES. Registered number 178367. Authorised and regulated by the Financial Conduct Authority. Over 18s and UK residents only.