Credit is subject to status. T&Cs apply. Tell me more
0% interest
until Sept’21 and
20% off your first order. Representative 39.9%APR
Variable
thereafter. Offer only available to new customers
who apply by
30/06/2021 and are successful. Credit is subject to
status. T&C’s
and exclusions apply.
Open a credit
account between
04/03/21 and 30/06/21 and pay no interest on all of
your credit
purchases until Sept’21 plus get 20% off your first
order on
furnishings & accessories (automatically
applied at
checkout). £40 minimum spend applies.Apply Now
Choose the way you want to pay
By opening a Home Essentials personal account
you can choose the way you want to pay! Either pay straight away or
spread the cost - the choice is yours!
Shop all your favourite fashion, home styles or latest tech
We will keep your account details secure so you can just enjoy
checking in as little as two clicks
Manage your account online or through our App
Decide how you want to pay! Pay in full or pay for it later. The
choice is yours
If you choose to pay later, you will receive
your first statement within 28 days of opening a credit account
and thereafter, telling you how much to pay and when.
Feel Fantastic For Less
Make the most of our first order offer when you
open a credit account so you can enjoy the things you love, for
less.
It’s on its way!
You can track your order online so you can just
sit back and relax.
Returning Items? No Problem!
With our easy returns policy, you can return
your items hassle free!
You can apply for our credit account in 3 easy
steps
1
Select Apply Now
2
Fill in our easy online application
3
Get an instant decision
If you’re accepted you can start
shopping straight away using your credit account!
How it works
If you’ve been accepted for a personal credit account, no interest will be
charged if you pay for your items in full by the date shown on your latest
statement and by keeping your account up to date.
If you choose not to pay the full amount by the date shown on your latest
statement and pay the minimum payment, you’ll be charged interest on your
total remaining balance.
If you choose to pay just the minimum payment each month, this will cost you
more in interest and take you longer to pay off than if you paid for your
items in full.
See Full Credit Terms & Conditions for further information click here >
Credit is subject to status and will depend on your
individual circumstances
Offers included on this page are subject to our terms and conditions.
JD Williams & Company Limited trading as Home Essentials.
Registered in England No. 178367. Registered Office: Griffin House, 40 Lever
Street, Manchester, M60 6ES is authorised and regulated by the Financial
Conduct Authority (Firm Reference Number: 311618) for activities limited to
the sale and administration of consumer credit and general insurance
products, a list can be found on the FCA Register register.fca.org.uk. VAT
Registration Number: 148 8796 03